Mortgage Advice On Demand
Buying your home is probably the largest purchase you’re likely to make. Before you arrange your mortgage, please ensure you know what you can afford to borrow, where to get a mortgage, the different types of mortgages available and how the process works.
You can use a mortgage broker or independent financial adviser (IFA) who can compare different mortgages on the market on your behalf, as well as mortgages which are not offered directly to customers.
Calculate your Mortgage
While banks and building societies are only able to offer you a mortgage from their own range, an independent broker/financial advisor will search the whole market on your behalf and source the right deal based to suit you and your budget.
You may decide to look for a deal yourself but may be unsure whether you will be accepted as criteria can vary from lender to lender. A good mortgage broker/FA knows how each lender operates, so will be able to recommend a mortgage suitable for your needs.
Mortgage brokers/FA’s can prove invaluable as they are able to assist you applying for and setting up your new mortgage with help, support, completion of paperwork, etc. Your broker/FA will also be liaising on your behalf with the lender which can eliminate any unnecessary delays.
At Smooth Moves we can assist you.